USFSG™ has concluded a three year study of merchant credit card processing rates. Our research findings indicate that 84% of merchants are paying higher effective rates to their current merchant credit card processor than originally advertised. Our research also indicates these findings to transcend all industry types and business sizes.

When comparing any merchant processing rates, it is very important that you know exactly how much you are currently paying and for what you are paying. Most merchants assume that they are currently paying the advertised rate that was issued by their current processor when they signed up for service. Most processors (ISO / MSP’s) and banks pad your statement with hidden fees. Sometimes these junk fees are in the form of untitled line items and other times they are added by grouping all fees into one line item. If you feel that your current processor is charging you more than your originally advertised rate, most likely you’re paying unnecessary junk fees. Visa®, MasterCard®, American Express®, Discover®, Diners Club® & JCB®. Three merchant credit card pricing programs to select from.

USFSG™ processes with multiple financial institutions and monitors industry credit card processing rates monthly to remain competitive. We feel our standard pricing programs are the lowest in the merchant processing industry. If after reviewing our standard pricing programs below you feel that you’re current effective merchant credit card processing rates are lower then our posted rates, we encourage you to Name You’re Own Price by Clicking Here!

1. Small / Seasonal Volume Business - Merchant Processing Rates: Apply Now!

• 1.46% + $0.24 cents per Transaction for Debit - Swiped Retail
• 1.92% + $0.21 cents per Transaction for Credit - Swiped Retail
• 1.83% + $0.24 cents per Transaction for Debit - Card Not Present
• 2.23% + $0.21 cents per Transaction for Credit - Card Not Present
• Monthly Transactional Volume: $0 to $45,000
• No application fees, No Setup fees, $10.00 monthly maintenance fee

2. Medium Volume Business - Merchant Processing Rates: Apply Now!

• 1.42% + $0.21 cents per Transaction for Debit - Swiped Retail
• 1.90% + $0.19 cents per Transaction for Credit - Swiped Retail
• 1.81% + $0.21 cents per Transaction for Debit - Card Not Present
• 2.14% + $0.19 cents per Transaction for Credit - Card Not Present
• No application fees, No setup fees, No maintenance fee
• Monthly Transactional Volume: $45,000 to $150,000

3. Large / Enterprise Volume Business - Merchant Processing Rates: Apply Now!

• 1.39% + $0.18 cents per Transaction for Debit - Swiped Retail
• 1.87% + $0.16 cents per Transaction for Credit - Swiped Retail
• 1.78% + $0.18 cents per Transaction for Debit - Card Not Present
• 2.11% + $0.16 cents per Transaction for Credit - Card Not Present
• No application fees, No setup fees, No maintenance fee
• Monthly Transactional Volume: $150,000 plus
  

Free Merchant Statement Audit: We will audit three months of your credit card processing statements and show you exactly how much you are paying to do business. Click here!


Merchant Credit Card Processing Services: Expand your customers' payment options, simplify your business operations, and increase revenue with Merchant Credit Card Processing from US Financial Services Group™. Our credit and debit card processing solutions enable your business to accept credit cards, debit cards, electronic checks, gift cards, and other payment options.