The Verified by Visa® (VbV) and MasterCard® SecureCode™ (MCSC):
Only the Best
The Verified by Visa (VbV) and MasterCard® SecureCode™ (MCSC) programs aim to increase consumer confidence in online shopping and reduce fraud. To encourage VbV/MCSC adoption, Visa and MasterCard offer significant merchant benefits including: Fraudulent chargeback protection (per the rules of Visa and MasterCard) even on non-enrolled cards, interchange discounts averaging 20 basis points per transaction, dramatic reduction in the fraud screening costs/manual review and expanded internationally with protection.
Merchants enabled with the Gateway Electronic Check option have an additional opportunity to grow their business by accepting one of the fastest growing payment methods in the industry ACH. Virtual Terminal, API, and USFSG Shopping Cart are processing methods supported by our ACH product.
The PCI Vault was designed specifically for merchants of any size to address concerns about handling customer payment information. The PCI Vault allows you to tokenize and store your customer’s sensitive payment information securely in our Level 1 PCI certified data facility. Once the customer record has been added to the PCI Vault, you can then initiate transactions remotely without having to access cardholder information directly.
Only the Best
TransExam is a rule-set based fraud management utility that allows merchants to configure extensive filters to help them in detecting fraud and screening suspicious transactions. USFSG’s extensive reporting system gives merchants a quick and easy way to review transactions, block suspicious activity, and zero in on malicious users. TransExam looks at transactions both before and after processing and can decline transactions before and after authorization. The successful implementation and reduction in chargebacks across numerous merchants has been a testament to the effectiveness of this product.